Reader’s Question:
Is there an insurance provider in Washington DC that I can check online that does not consider serious tickets such as DUI/DWI in order to provide auto insurance premiums?
Alfred
Washington DC
Some automobile insurance carriers in Washington DC will not quote you higher car insurance rates, or increase your car insurance rates if you already have a car insurance policy in effect, for certain moving violations generally all car insurance carriers take into consideration is an individual’s driving history as a rating factor.
The driving record and motor vehicle record (MVR) is used to determine what type of risk as a driver you are and so the risk that they are placing the auto insurance provider under to insure them and the car they operate. Traffic offense such as DUI and DWI on a driver’s MVR shows that the individual may drive poorly or recklessly.
There are some insurance carriers that will not increase your auto insurance rates if it is your first minor violation but your safe driver discount will probably be taken off which will cause your automobile insurance premiums to rise. You may verify online and obtain a car insurance quote from these insurance carriers to obtain the specific information you need regarding auto insurance rates.