Reader’s Question:

My friend was driving my vehicle here in Washington, DC when we were pulled over and he was charged with DWI. Will my insurance rates increase since it is my vehicle and will it be reported to my insurance provider?

Caroline

Washington, DC

Normally, if a ticket is written to a motorist only and not against the automobile, then it would be the driver’s record that will be affected. If this would be the case and your friend got the ticket for DWI in Washington, DC in his name, then it will generally be his license and insurance premiums that will be affected by his DWI charge. It will not have an effect on your insurance rates unless there was a crash or accident which you will be liable for even though you were not the one driving.

The District of Columbia has tough laws against driving while intoxicated. A court conviction of a DC DWI includes punishments or penalties such as jail time of up to 25 days, possible alcohol education and treatment program, fines between $300 and $10,000 and possible installation of ignition interlock device. If you and your friend are in need of an affordable and dependable auto insurance, then I’m sure you’ll find it here so get an online rate quote now from this website.

Tags: auto insurance, auto insurance quotes, drunk driving insurance, DWI