Affordable Young Driver Auto Insurance

Reader’s Question:

As a parent, I wanna be able to help my 19-year old son get affordable auto insurance here in Washington, DC. How can my son have lower auto insurance so that he won’t be so much worried about paying it?

Parker

Washington, DC

Young driver auto insurance can be terrifying but you can certainly do something to help your son have lower auto insurance in Washington, DC. Here are some helpful tips:

1. You can add your son to your auto insurance policy instead of getting his own. You can do this if he still drives your car and still lives with you. You can get the so-called multiple-vehicle discount by doing this.

2. Aside from teaching or reiterating to him how to drive safely, it would be better if he has formal training in driving. Let him take a defensive driving course so that he can get another auto insurance discount for it.

3. Since your son is only 19 years old, I assume that he is still studying, so encourage him to get at least an average of B in school so that he can get good student discount on his auto insurance policy.

4. It is always a good idea to let him drive a low-profile vehicle so that he can get lower auto insurance premiums.

5. You can pass on to him what you know about safe driving and you also must educate him about the importance of following traffic rules at all times. Let him know as well that he should avoid drinking and driving because if he gets caught for DUI, it can double, or even triple his auto insurance rates. He will already be considered a high risk driver if he is charged with DUI and high risk means high auto insurance premiums.