Reader’s Question:

My cousin was convicted for DUI here in Washington, DC and he needs to file SR22 car insurance. Is it true that we really can’t find a cheap SR22 insurance?

Dominic

Washington, DC

Finding a cheap SR22 car insurance in Washington, DC may be really hard for your cousin because of his DUI conviction. The mere fact that he has a DUI conviction makes him a ‘high risk’ in the car insurance industry. In general, SR22 insurance will be much more expensive than the more traditional auto insurance for lower risk applicants. The correct term that we can use would be lower cost SR22 insurance.

There are certainly some SR22 car insurance that are more expensive than others. It comes down to the insurance companies that try to take advantage of DUI offenders because they realize that people with DUI conviction are in a difficult situation. That is the reason why they work on their ’sales pitch’ and increase their prices, because they know people with DUI conviction are in a tough situation and would most likely pay it. You have to make sure that your cousin would get as many free quotes as he can from different insurance companies. This can help him choose the right SR22 car insurance.

Tags: drunk driving insurance, DUI, insurance, SR22 insurance